Is It Worth The Annual Fee? The American Express Credit Card

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I use this card for business expenses, so I currently do not have a spending limit. But that doesn’t mean I can buy whatever I want on the card – they will definitely adjust that limit if necessary. 

Not only does this card give bonus points for many purchases, but I want to specifically address the benefits that have direct money-back value to see if the card is worth the $695 each year. 

-$200 Airline Fee Credit

For this perk, I can choose an airline and receive up to $200 back for any incidentals when flying with that airline when I use my card. Unfortunately, sometimes paying for in-flight internet may not always apply to this.  You can also have Centurion Lounge Guest Access with $75,000/year in spending.

-$400 back per year with Dell Technologies

Now if you’re a Mac user and may not go the PC route, Dell offers so many other things on their websites, such as laptop bags or Nest alarms. The only thing to point out is that the $400 is broken up over the year, so $200 every six months.

-$189 CLEAR Credit

CLEAR makes travelling easier to move through security at airports which is an awesome benefit.

-TSA PreCheck Credit with Global Entry Fee Credit

-$100 Credit for The Hotel Collection with American Express Travel

Right here, I’ve easily made the $695 back in benefits in things I’ll actually use. I’m not going out of my way to force the card to work for me. 

Some noticeable features that may be useful too:

-$90 per quarter for Indeed if you hire frequently. Does not apply to me but is still a great perk if you can use it.

-$150 per year in Adobe Pro

-Gold Status with Marriott and Hilton Hotels 

-Amex Offers and Benefits at retailers, such as FedEx, Dyson, GoPro

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Image and article originally from thebrownreport.com. Read the original article here.