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Rent a Center is a retail store where you can rent-to-own a variety of home items like furniture and electronics from popular brands such as Ashley Furniture, Maytag, and GE. If you’re looking to rent a couch or an appliance, you may be wondering, what time does Rent a Center open? Here’s what you need to know.
What Time Does Rent a Center Open?
Rent a Center locations are typically open Monday through Saturday from 10 a.m. to 6 p.m. Most locations are closed on Sundays. Hours can vary by location, so it’s best to check your local store’s schedule before heading there. Holidays may also affect Rent a Center’s operating hours.
Rent a Center’s Contact
If you’re wondering what time does Rent a Center open, you may also need the company’s contact information. Rent a Center has more than 2,700 stores across the country that you can visit if you want to rent an item or make a payment. However, you can also get in contact with Rent a Center via mail, by filling out the contact form on the company’s website, or by phone. Rent a Center’s customer service hotline is open weekdays from 9 a.m. until 6 p.m. CT and is closed on Saturday and Sunday.
How Rent a Center Works
With a rent-to-own agreement, you can spread the cost of buying big-ticket items like furniture and appliances over several months or longer. However, it’s important to note that lease-to-own contracts often cost more than buying the item from a retail store. You’re essentially paying extra for the privilege of being able to split the cost of the item into small, manageable payments.
Rent a Center allows you to make your payments on a schedule that suits your budget, such as weekly, semi-monthly, or monthly. After you’ve made all your scheduled payments, you’ll own the item you were renting free and clear.
Rent a Center also offers early buyout options so you can own the item sooner, which may come with discounts. The “same as cash” option allows you to buy the item for the lowest available cost as long as you pay the price in full within three to six months.
Rent a Center doesn’t require credit history or approval, so it may be a good option for people with poor credit who can’t get approved for credit cards. However, it’s important to note that making your lease payments on time won’t help you rebuild your credit because Rent a Center doesn’t report payment history to the major credit bureaus.
Although Rent a Center doesn’t require credit history, you’ll need to provide income details, references, and residence information such as a landlord’s contact info to lease an item.
What Happens If a Rent a Center Item Breaks?
If an item breaks during your lease agreement, Rent a Center will often repair the item and give you a loaner. If the item can’t be repaired and you’re up to date on your payments, typically the item will be replaced at no additional cost.
What Happens If You Don’t Pay Rent a Center?
If you can’t make payments on your lease, it’s recommended that you call the store to work something out. You may be able to renegotiate your lease agreement if you’re only going to miss one payment. Rent a Center may charge fees for late payment as stipulated in your agreement. But you may be able to get them waived by speaking with store management.
If you’re undergoing long-term financial hardship and can’t afford the lease anymore, it’s best to return the item to the store and pause your payments. Rent a Center gives you the option to pick up where you left off in your rent-to-own agreement when you’re back on your feet.
Your credit won’t be affected if you stop paying Rent a Center. However, Rent a Center may take legal action against you if you keep the item while failing to make your scheduled payments.
What People Are Saying About Rent a Center
It’s important to note that with Rent a Center’s rent-to-own model, you may end up paying more for merchandise than it costs at a retail store. Some unsatisfied customers warn of long lease agreements and overpriced items.
Rent a Center earns a poor rating of 2.1 stars on Trustpilot, but has a higher rating of 3.9 stars on the Consumer Affairs website. On the plus side, happy customers say the employees were helpful and the process of getting the items they needed was streamlined and fast. Customers also appreciate that Rent a Center includes delivery, setup, and a worry-free warranty.
Wrapping Up
Rent a Center’s rent-to-own model may be helpful if you don’t have good credit and can’t afford large purchases upfront. However, it’s important to make sure that you understand all the terms of the agreement and how much you will be paying over the life of the lease. There may be better deals available for the same product and other financing options. Make sure to weigh all your options before leasing items from Rent a Center.
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Image and article originally from www.savingadvice.com. Read the original article here.